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Nagpur Investment：Better Artificial Intelligence (AI) Stock： Nvidia vs. Micron Technology

Better Artificial Intelligence (AI) Stock： Nvidia vs. Micron Technology

Shares of Nvidia and Micron Technology have delivered healthy gains on the stock market so far in 2024, though one of them has outperformed the other by a huge margin. While Nvidia stock’s year-to-date gains stand at a stunning 130%, Micron has clocked a relatively modest jump of 29%.

Nvidia’s revenue and earnings have been growing at a phenomenal pace in recent quarters thanks to its dominance in the artificial intelligence (AI) data center graphics card market. However, a closer look at Micron indicates that the memory specialist is witnessing a terrific turnaround in its fortunes thanks to AI.

So, if you had to choose one of these two AI stocks for your portfolio, which one should you be buyingNagpur Investment? Let’s find out.

The AI chip market is seeing rapid growth as companies try to get their hands on powerful hardware to train and deploy AI models and services. According to one estimate, the market for AI chips could clock annual growth of almost 41% through 2032 and generate more than $1.1 trillion in revenue.

Nvidia is one of the best ways to capitalize on this massive end-market opportunity. The company has established a huge lead in the AI data center graphics processing unit (GPU) space with an estimated market share of more than 90%. This explains why Nvidia’s growth has been stunning in recent quarters.

More importantly, Nvidia’s AI-driven growth seems sustainable in the long run. That’s because the company wants to tighten its grip on AI-related niches beyond just hardware. For instance, Nvidia’s AI Foundry solution allows customers to build custom generative AI models for their use cases. This service is gaining traction among customers, with the likes of Accenture, Aramco, Uber, and others using the offering to develop AI applications.

Nvidia customers won’t need to invest in expensive hardware to develop their own AI models, as they can simply get down to developing and deploying applications. This could open a new growth opportunity for Nvidia as the demand for cloud-based AI services is estimated to be worth a massive $523 billion in 2031.

Meanwhile, governments are also adopting Nvidia’s AI solutions. The company is expecting $10 billion in government-related revenue this year. For comparison, its sovereign AI revenue was zero last year. Looking ahead, Nvidia’s government-related business could get bigger as nations accelerate spending on AI.

Given that Nvidia forecasts that its total addressable market stands at a massive $1 trillion, the company seems capable of sustaining its impressive growth in the long run. Investors who hold this growth stock in their portfolios would do well to continue holding it for the long run.

Though Micron Technology stock’s gains haven’t been as mindblowing as Nvidia’s in 2024, a closer look at Micron’s growth indicates that the market may be underestimating its AI-fueled growth potential.

In the third quarter of fiscal 2024 (ended on May 30), Micron reported a stunning year-over-year increase of 81% in revenue to $6.8 billion. AI played a central role in driving this outstanding growth with Micron’s high-bandwidth memory (HBM) chips being used by the likes of Nvidia in AI graphics cards.

Management remarked on the company’s recent earnings conference call:

Our HBM shipment ramp began in fiscal Q3, and we generated over $100 million in HBM3E revenue in the quarter, at margins accretive to DRAM and overall company margins. We expect to generate several hundred million dollars of revenue from HBM in fiscal 2024 and multiple billions of dollars in revenue from HBM in fiscal 2025.Pune Stock

Even better, the demand for Micron’s HBM chips is so strong that it has already sold out its production capacity for 2024 and 2025. More importantly, Micron is looking to push the envelope in the HBM market with more advanced chips that will not only be more powerful but also more power-efficient. That’s a smart thing to do as the HBM market could generate almost $86 billion in revenue in 2030 as compared to just $1.8 billion last year, clocking a compound annual growth rate of 68%.

So, Micron’s focus on maintaining its leadership in the HBM market could reap rich dividends in the long run and drive robust incremental revenue growth for the company. However, is Micron a better AI pick than Nvidia? Let’s find out.

Both Nvidia and Micron are high-growth companiesSimla Stock. However, one of them is available at a significantly cheaper valuation. While Micron is trading at 13 times forward earnings, Nvidia has a richer forward earnings multiple of 47.

Of course, Nvidia’s higher earnings multiple is justified thanks to its much faster growth, which is why growth-focused investors can still consider buying the stock. But those looking for a mix of growth and value may be tempted to buy Micron Technology as this AI stock could soar impressively because of its recent eye-popping growth.

Agra Stock

Kolkata Investment：These artificial intelligence (AI) stocks are better buys than Nvidia

These artificial intelligence (AI) stocks are better buys than Nvidia

The artificial intelligence (AI) market has exploded this year, with the launch of OpenAI’s ChatGPT last November reigniting interest in the technology. Countless stocks have benefited from the sector’s growth, leading the Nasdaq-100 Technology Sector index to soar 50% year to date.

Nvidia has been one of the biggest winners amid all of the AI excitement. Its years of dominance in graphics processing units (GPUs) perfectly positioned it to profit substantially from the market’s growth as the chips are crucial to developing AI models. As a result, Nvidia shares have skyrocketed 237% since Jan. 1, alongside soaring earnings.Kolkata Investment

While Nvidia has been one of the best investments in 2023, there are better options going into the new year. Investors interested in AI might be better off now buying stocks in companies that are at earlier stages in their AI expansions and have more room for growth over the long term.

So forget NvidiaJaipur Stock. Here are two AI stocks that are much better buys right now.

While chipmakers like Nvidia are attractive ways to invest in AI, software companies developing the platforms that will get the technology into billions of consumers’ homes should not be overlooked. As the home of potent brands such as YouTube, Android, and the many products under Google, Alphabet is an attractive option.

This year, competitors such as Amazon and Microsoft have slightly overshadowed the company in AI. However, the chart below shows that Alphabet’s stock is now one of the biggest bargains in AI, with its lower price-to-earnings ratio offering far more value than these companies — and Nvidia.

Alphabet isn’t new to AI, with CEO Sundar Pichai reiterating in May that the tech giant is seven years into its “journey as an AI-first company.” However, Alphabet has ramped up its expansion in the market in 2023. The company is currently focused on developing Gemini, a large-language model based on massive data sets. It is expected to launch in the first quarter of 2024 and be highly competitive with other models on the market.

Moreover, Alphabet is an attractive AI stock given its ability to use the technology to boost multiple areas of its business. As Alphabet is one of the biggest names in advertising, AI will likely help the company better serve ads on Google Search and YouTube. Meanwhile, AI can improve user experience on popular platforms like Gmail, Google Docs, Maps, Chrome, and more.

The company also has a solid position in the cloud market with Google Cloud, where demand for AI services is soaring as businesses seek tools to integrate the technology into their daily workflows.

Alphabet’s annual revenue has soared 107% over the last five years, with operating income up 130%. The company has proven its reliability over the years and could go far with the help of AI. Given the endless opportunities to eventually monetize its AI offerings, Alphabet stock is an attractive alternative to Nvidia.

After Nvidia, Advanced Micro Devices has been one of the highest-soaring chip stocks this year — rising 86% since Jan. 1. While that barely holds a candle to Nvidia’s growth, the company is still in the early stages of its AI expansion, which could offer new investors more gains over the next year.

AMD has a stellar outlook in 2024 as it prepares to ship a new AI chip and benefit from a recovering PC marketChennai Stock. In June, the company unveiled the next installment in its MI300 line of chips, which it described as its most powerful GPU ever. The new chip will launch next year and is designed to challenge Nvidia’s offerings.

Alongside new hardware, AMD has made two acquisitions in 2023 to push its AI software further. Over the last few months, the company has purchased start-ups Nod.ai and Mipsology, which will likely become critical to its data center business and allow it to offer AI developers a top-tier experience when utilizing its GPUs.

AMD suffered steep declines in its business last year as macroeconomic challenges hit the entire tech market. However, it’s benefiting from a gradual recovery in the PC industry, which saw its client segment return to profitability in Q3 2023 and post revenue growth of 42%. The company is heading into the new year with exciting prospects in multiple parts of its business and could be one of the best investments this month.

Nvidia’s market capitalization soared to over $1 trillion this year, while AMD’s currently sits at about $195 billion. Despite often being compared, these companies are at vastly different stages in their development. AMD’s lower market cap could indicate it has much more room for growth and could be a far more lucrative AI stock over the long term.

John Mackey, former CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. Suzanne Frey, an executive at Alphabet, is a member of The Motley Fool’s board of directors. Dani Cook has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Advanced Micro Devices, Alphabet, Amazon, Microsoft, and Nvidia. The Motley Fool has a disclosure policy.

The Motley Fool is a USA TODAY content partner offering financial news, analysis and commentary designed to help people take control of their financial lives. Its content is produced independently of USA TODAY.

Offer from the Motley Fool: 10 stocks we like better than AlphabetWhen our analyst team has a stock tip, it can pay to listen. After all, the newsletter they have run for over a decade, Motley Fool Stock Advisor, has tripled the market.*

They just revealed what they believe are the ten best stocks for investors to buy right now… and Alphabet wasn’t one of them! That’s right — they think these 10 stocks are even better buys.

Varanasi Investment

Jaipur Investment：PROFESSIONAL EXPERTISE, AVAILABLE TO ALL INVESTORS

PROFESSIONAL EXPERTISE, AVAILABLE TO ALL INVESTORS

I’m up at 3:45 every morning. I want to know where all the markets are. I work out for an hour. Then the day really gets goingJaipur Investment. I’m Rick Rieder Chief Investment Officer of Global Fixed Income at BlackrockVaranasi Investment. So my job is investing money for clients trying to generate return using fixed income assets within portfolios. From being in this business for 35 years, you learn you got to be thoughtful. You got to innovate. You got to be different and then apply that to the experience you have and the research that you’re doing. Education for me is literally the foundation of everything. I’m, chairman of the board of North Star Academy. And so we’re 14 charter schools serving 6000 kids in the city of Newark.

We started an internship program to bring high school kids in to help them with not just understanding markets, the economy, finance, but also understanding how you interface in business. We’re helping to change the future of thousands of underserved kids. It gives you a real boost to see the difference you can make. There’s a lot to do in a day, so when you start to see what you can get done, I think it’s safe to say that I won’t look back and wish I had slept more.

DISCLOSURES:

For Financial Professionals Only.

Investing involves risk, including possible loss of principal.

This material is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The opinions expressed may change as subsequent conditions varyBangalore Stock Exchange. The information and opinions contained in this material are derived from proprietary and nonproprietary sources deemed by BlackRock to be reliable, are not necessarily all-inclusive and are not guaranteed as to accuracy. Reliance upon information in this material is at the sole discretion of the reader/viewer.

BlackRock is not affiliated with, and does not sponsor or endorse North Star Academy. BlackRock makes no representation and has no obligation or liability in connection with North Star Academy.

@2022 BlackRock, Inc. All rights reserved. BLACKROCK is a trademark of BlackRock, Inc., or its subsidiaries. All other marks are the property of their respective owners.

Pune Investment

Kanpur Investment：Coal India： Why this boring PSU stock deserves more attention

Coal India： Why this boring PSU stock deserves more attention

I recently stumbled upon something while examining India’s most efficient profit-makers. Names such as Tata Consultancy Services, Hindustan Unilever Ltd, Nestle India and Colgate-Palmolive (India) Ltd were on this list. But one unexpected entry caught my attention, especially because it operates in a sunset sector.

Coal, once the backbone of India’s energy sector, has seen a rapid decline in demand over the decades due to a mix of environmental, economic and technological factors.

The global push for cleaner energy sources to control climate change has put significant pressure on coal consumption. India, which is a signatory to international climate agreements, started pursuing renewable-energy alternatives such as solar and wind power.

These green technologies rapidly became more cost-effective and efficient, and began eating into coal’s economic advantage.

Stricter environmental regulations and health hazards associated with coal pollution accelerated the shift away from this fossil fuel.

With investors and policymakers pushing for green energy initiatives, financial support for coal projects took a hit. Though coal still played a big role in India’s energy space, its long-term prospects didn’t seem bright.

However, the years-long global push for cleaner energy sources has made one thing clear.

The transition to green energy, while crucial for fighting climate change, is proving to be complex and costly. Renewable energy sources such as solar and wind come with big challenges such as intermittency, and require substantial investments in energy storage and grid upgrades.

These reasons, and the need for rare earth minerals, make the shift to renewable energy even more challenging, especially for developing countries such as India.

Many governments, including India’s, are thus going back to coal for their energy needs. After all, it is a reliable, readily available, and relatively cost-effective energy source that can meet immediate power needs. Recent energy crises and supply-chain disruptions highlight the need to turn back to coal.

One public sector unit (PSU) is making the most of this opportunity, markets-wise. For decades, the narrative has been clear: the private sector is far more efficient than the public sector. But this PSU has made its way into the list of India’s most efficient profit-makers, rubbing shoulders with some vaunted private-sector giants.

Let’s dig deeper into this PSU and find out what’s really happening.

Coal India Ltd’s core business is mining and producing coal, as well as operating coal washeries. Its major clients are in the power and steel sectors, followed by companies that make cement, fertilisers, brick kilns and so on.

It is a Maharatna company, which gives it more authority and autonomy. A PSU with Maharatna status can invest 15% of its net worth in a private project without the need of prior approval from the Indian government.

Coal India is the world’s single largest coal producing company and one of the largest corporate employers. It operates in eight Indian states and owns a mining company in Mozambique, Coal India Africana Limitada,which is set to begin operations soon.

Coal India Ltd undoubtedly leads the country’s coal production, contributing more than 80% of the nation’s entire output. Its supplies to the power sector exceed 80% of its entire dispatch.

Coal India’s offerings comprise coking coal, semi-coking coal, non-coking Coal, washed and beneficiated coal, middlings, rejects, CIL coke, tar, heavy oil, light oil, soft pitch, and other value-added products.

The company has aggressively expanded its capacity of late, according to its annual report for FY24. With more than 313 mines across subsidiaries, overall coal production was more than 770 million tonnes.

The company also runs 13 coal washing facilities that can handle nearly 25 million tonnes of coal a year. Eleven of these focus on coking coal, while two handle non-coking coal.

These numbers show Coal India is investing big to meet India’s growing demand and to reduce imports.

The company’s capital expenditure (capex) was 7,311 crore in FY19 and 23,475 crore as of FY24 – an increase of more than 220%.

The goal is to increase the total output of coal to a billion tonnes by FY26, which would mark a 67% increase from 600 million tonnes in FY19.

I recently crunched the numbers of companies that have a proven record of high profitability. Here’s what I found.

The data above is from a filter I ran on Screener.in to find companies with the highest return on capital employed (ROCE) over the past 10 years. These are the top five, ranked by market cap.

The surprise entry is Coal India Ltd at number 4.

ROCE measures how many rupees of profit a company generates for every rupee of capital it invests in the business. It gives you a concrete view of the company’s operational efficiency and long-term sustainability. A high ROCE means the company is good at turning capital into profits.Kanpur Investment

Let’s look at Coal India’s financials to get a better understanding of how it landed a spot on this list.

Its current ROCE is almost 64%, which means that for every 100 it invests in the business, it generates a profit of 64.

The industry’s median ROCE is about 19%, which Coal India beats by a wide margin. Its closest competitor is Ltd, with a current ROCE of 21%.

Coal India’s 10-year average ROCE is also impressive at 62%, which shows the current performance is no flash in the pan – the company is indeed an efficient user of capital.

With a market cap of 3.06 trillion, Coal India has clocked compound annual sales growth of 16% over the past three years and 7% over the past five.

Earnings before interest, taxes, depreciation, and amortisation (Ebitda) was 25,007 crore in March 2019 and 47,971 crore in March 2024, meaning it grew at a compound annual rate of 14% over five years. Profit after tax was 37,369 crore in FY24, with a compound annual growth rate of 8% over the past five years.

Coal India’s stock currently trades at 497, up 169% over the past five years.

The dividend yield is an impressive 5.13% given the industry median is 0.15%. Coal India also maintains a healthy dividend payout ratio of 50%.

The company currently trades at a price-to-earnings (PE) multiple of 8xIndore Investment. The median PE multiple for the past 10 years is also around 8x, which suggests the stock is fairly valued relative to its own historical standards.Guoabong Investment

However, the company appears to be significantly undervalued compared to its peersNagpur Stock. It’s trading at just over one-third of the industry’s average PE multiple of around 22x.

The low PE multiple relative to the industry suggests that the market has much lower expectations for the company’s future performance compared to its peers.Hyderabad Wealth Management

This could be because coal is a sunset sector, and at some point in the future, demand should cool off. Another reason could be that some funds and investors have rules that prevent them from investing in industries that contribute to global warming.

In the company’s annual report for 2023-24, chairman P M Prasad said, “Coal India concluded the fiscal year 2023-24 on a thumping note with impressive all-round performance, and is poised to enter the [new] fiscal year to achieve even higher goals set for our company.”

According to the report, the capex target for Coal India and its subsidiary in FY24 was 16,500 crore. However, actual capex amounted to 23,475 crore, 42% higher than what was planned, and 26% higher than in the preceding year.

But as we have seen, the company is very efficient in generating profits from the money it spends.

No wonder institutional investors such as Life Insurance Corporation of India, HDFC Balanced Advantage Fund, and Parag Parikh Flexi Cap Fund have bought into the company.

Coal India also aims to lead the way in green energy initiatives to hedge the potential decline in demand for coal in the future.

The company plans to have 3GW of solar power capacity by FY26 and 5GW by FY29.

Coal India has also invested almost 16,000 crore in a thermal power plant at Sundargarh, Odisha, in what amounts to forward integration.

Under the coal to chemical business vertical, the company has taken up three coal gasification projects. It has a joint-venture agreement with BHEL for the project in Odisha. A joint venture agreement with GAIL for a project in West Bengal is in the advanced stages.

A PSU operating in a sunset sector is competing with the best on the all-important ROCE parameter. It’s no wonder then, that despite all the challenges brought on by global warming, Coal India’s stock is near its all-time highs.

It also offers one of the best dividend yields among large companies.

Given its financial discipline, and the strong demand scenario in the medium term, it may be worth tracking how the company performs going forward. The investments it makes to prepare for a post-coal future are equally important.

Note: We have relied on data from Screener.in and Trendlyne.com throughout this article. Only in cases where the data was not available, have we used an alternate, but widely used and accepted source of information.

The purpose of this article is only to share interesting charts, data points and thought-provoking opinions. It is NOT a recommendation. If you wish to consider an investment, you are strongly advised to consult your advisor. This article is strictly for educational purposes only.

Suhel Khan has been a passionate follower of the markets for over a decade. He was an integral part of a leading equity research organisation in Mumbai as head of sales & marketing. Presently, he spends most of his time dissecting the investments and strategies of India’s super investors.

Hyderabad Stocks

Ahmedabad Investment：What are commission-free annuities and are they good for retirement？

What are commission-free annuities and are they good for retirement？

Annuities are often popular with retirees and those looking to retire because of the steady income stream they can provide. But annuities tend to come with high costs and commissions for salespeople, often masquerading as financial advisors, that eat into investors’ returns.

Some firms now offer annuities without commissions, which could be better for investorsAhmedabad Investment. Here’s what you need to know about commission-free annuities.

Annuities provide a stream of income in return for money being paid into the annuityMumbai Stock Exchange. You may deposit a lump sum of money when purchasing the annuity or make payments to a life insurance company over time.

Annuities are often used as a part of someone’s retirement plan and can be customized based on a client’s needs. An annuity may pay out over a fixed period of time or it may provide income for the remainder of someone’s life, which is attractive for retirees looking for financial security.

However, annuities can be complex and can come with high fees. Historically, annuities have been associated with high sales commissions for the agents that sell them, often running 6 percent or more. These commissions create an incentive for agents to sell annuities even if they aren’t necessarily the best choice for investors.

Commission-free annuities are what they sound like: annuities that don’t include a commission to the salesperson. These annuities, also called no-load annuities, typically have lower costs than annuities that include commissions.

Commission-free annuities are designed to offer the following core benefits, among others:

Lower costs: By eliminating sales commissions, these annuities can significantly reduce the overall costs for investors, potentially leading to higher returns.

Transparency: Commission-free annuities often have a more transparent and straightforward fee structure, making them easier for investors to understand.

Alignment with investor’s interest: As these annuities are often offered by fee-only financial advisors, they can be more aligned with investor interests.

That being said, even these annuities can come with fees you may not expect, and they directly limit the return you ultimately earn as an investorSurat Stock. It’s worth consulting with a financial advisor who’s a fiduciary before buying an annuity to make sure you understand exactly what you’re buying and what you’ll get in return. The more complicated your annuity is, the more expensive it’s likely to be.

Keep in mind that many people who sell annuities call themselves financial advisors, but a fiduciary is required to put your interests before their own. If you’re looking for a financial advisor in your area, consider using Bankrate’s financial advisor matching tool.

Financial advisors play an important role in the selection and performance of commission-free annuities. Advisors who charge fees and do not receive commissions may recommend these productsKanpur Wealth Management. This arrangement allows the advisor’s interests to align with those of the client, as their earnings come from the advice they provide, not from selling insurance contracts.

However, it’s important to note that even with a commission-free setup, the overall cost will depend on multiple factors, such as the specifics of the annuity product, the advisor’s fees and the performance of the underlying investments within the annuity.

Commission-free annuities primarily generate revenue for insurance companies via management and administrative fees, as well as mortality and expense risk charges. Despite excluding the upfront sales commission, these annuities can still come with other fees such as surrender charges and costs for specialized features and add-on riders that can impact an investor’s return.

Many retirees are attracted to the concept of annuities because they can provide an income stream for the rest of your life, similar to the way defined benefit pension plans work. Annuities also allow for tax-deferred growth.

However, annuities can be complex and may contain layers of fees, even if you avoid paying a commission. You may be better off contributing to an IRA, which you can set up for free at most online brokers, and investing in low-cost index funds. You can likely keep your annual expenses to less than 0.20 percent, whereas annuity costs can run significantly higher.

Annuities may be a good fit for high-earners who are looking to boost their retirement savings beyond what they can contribute to accounts such as 401(k)s or IRAs. Annuities don’t have contribution limits, so you can put as much money into an annuity as you’d like.

If you’re looking for lower-cost annuity products, consider looking at offerings from Fidelity or Vanguard.

Annuities are popular with retirees because they can provide a stream of income for a certain period of time or even for the remainder of their lives. However, annuities often have high fees and can come with huge commissions for salespeopleAgra Wealth Management. Commission-free annuities may be a better choice, but be sure you understand all the fees you’ll be paying before signing on the dotted line.

Jaipur Wealth Management

New Delhi Stock Exchange：ADR Dividends： Key Features, Tax Implications, and Market Impact

ADR Dividends： Key Features, Tax Implications, and Market Impact

Investors seeking international exposure often turn to American Depositary Receipts (ADRs) as a convenient way to invest in foreign companies. ADR dividends, the payments made to shareholders of these receipts, play a crucial role in the overall return on investment.

Understanding the nuances of ADR dividends is essential for investors aiming to maximize their benefits while navigating potential pitfalls.

ADR dividends are a unique aspect of investing in foreign companies through American Depositary Receipts. These dividends are typically declared in the foreign company’s local currency and then converted into U.S. dollars before being distributed to ADR holders. This conversion process can introduce an element of currency risk, as fluctuations in exchange rates may impact the final dividend amount received by investors.

The frequency and amount of ADR dividends can vary significantly depending on the practices of the issuing foreign company. Some companies may pay dividends quarterly, while others might do so semi-annually or annually. The dividend policy of the foreign company, including its payout ratio and historical dividend growth, can provide valuable insights into the potential income stream for ADR investors.

Another important feature of ADR dividends is the withholding tax imposed by the foreign country. This tax is deducted from the dividend payment before it is converted into U.S. dollars and distributed to ADR holders. The rate of withholding tax can vary widely between countries, and investors should be aware of these rates as they can affect the net dividend income. Some countries have tax treaties with the United States that may reduce the withholding tax rate, providing a more favorable outcome for investors.

Navigating the tax landscape for ADR holders can be complex, given the interplay between U.S. tax regulations and those of the foreign country where the underlying company is based. One of the primary considerations is the foreign withholding tax, which is deducted at the source before dividends are converted to U.S. dollars. This tax can significantly reduce the net income received by investors, making it important to understand the specific rates applicable to each country. For instance, countries like the United Kingdom and Canada have tax treaties with the United States that can lower the withholding tax rate, potentially enhancing the net dividend yield for ADR holders.

Beyond foreign withholding taxes, ADR holders must also consider their U.S. tax obligations. Dividends received from ADRs are generally subject to U.S. federal income tax, and the tax treatment can vary depending on whether the dividends are classified as qualified or non-qualified. Qualified dividends, which meet specific criteria set by the IRS, are taxed at the lower long-term capital gains rate, whereas non-qualified dividends are taxed at the higher ordinary income tax rate. This distinction can have a substantial impact on the after-tax return of an investment in ADRs.

To mitigate the impact of foreign withholding taxes, U.S. investors may be eligible for a foreign tax credit. This credit allows investors to offset the amount of foreign tax paid against their U.S. tax liability, thereby reducing double taxation. However, the process of claiming this credit can be intricate, requiring detailed documentation and adherence to IRS guidelines. Investors often find it beneficial to consult with a tax advisor to navigate these complexities and optimize their tax position.

When investing in ADRs, one of the most significant factors to consider is the impact of currency exchange rates. Since ADR dividends are initially declared in the foreign company’s local currency and then converted into U.S. dollars, fluctuations in exchange rates can have a profound effect on the final dividend amount received by investors. For instance, if the foreign currency strengthens against the U.SNew Delhi Stock Exchange. dollar, the converted dividend amount will be higher, benefiting the investor. Conversely, if the foreign currency weakens, the dividend amount in U.S. dollars will be lower, potentially diminishing the expected returns.

The timing of currency conversion also plays a crucial roleSurat Wealth Management. Exchange rates can be highly volatile, influenced by a myriad of factors including geopolitical events, economic data releases, and central bank policies. Investors need to be aware that the exchange rate at the time of dividend declaration may differ from the rate at the time of conversion and distribution. This discrepancy can introduce an additional layer of uncertainty and risk. Some ADR programs may offer currency hedging options to mitigate this risk, but these come with their own costs and complexities.

Moreover, the choice of currency conversion method can impact the final dividend amount. Banks and financial institutions often use different rates for currency conversion, which may include a spread or fee. This means that the rate applied to convert the foreign currency into U.S. dollars might not be the most favorable one available in the market. Investors should be mindful of these potential costs and consider them when evaluating the overall return on their ADR investments.

The performance of ADRs is intricately linked to the economic and political landscape of the foreign markets in which the underlying companies operate. Economic indicators such as GDP growth, inflation rates, and employment figures can significantly influence investor sentiment and, consequently, the stock prices of these companies. For instance, robust economic growth in a foreign country can lead to higher corporate earnings, which may boost the value of ADRs. Conversely, economic downturns can erode investor confidence and negatively impact ADR performance.

Political stability is another crucial factor. Political events, including elections, policy changes, and geopolitical tensions, can create uncertainty and volatility in foreign markets. For example, a sudden change in government policy that affects a specific industry can lead to rapid shifts in stock prices. Investors in ADRs must stay informed about the political climate of the countries where their investments are based, as these factors can have immediate and far-reaching effects on their portfolios.

Market liquidity also plays a significant role. Foreign markets with lower liquidity can experience more pronounced price swings, making ADRs more volatile. This is particularly relevant for investors who may need to buy or sell their ADRs quickly. Lower liquidity can lead to wider bid-ask spreads, increasing transaction costs and potentially reducing overall returns.

Custodian banks play a pivotal role in the administration and distribution of ADR dividends. These financial institutions are responsible for holding the foreign company’s shares and ensuring that dividends are accurately converted and distributed to ADR holders. The custodian bank acts as an intermediary, managing the complexities of cross-border transactions and ensuring compliance with both U.S. and foreign regulations. This role is crucial for maintaining the integrity and reliability of ADR investments.Lucknow Investment

The process begins when the foreign company declares a dividend. The custodian bank receives the dividend in the local currency and then undertakes the task of converting it into U.S. dollars. This involves not only currency conversion but also the deduction of any applicable foreign withholding taxes. The bank must ensure that the correct amount is withheld and that the remaining funds are accurately converted at a fair exchange rate. This meticulous process helps to minimize errors and discrepancies, providing ADR holders with a reliable income stream.

Indore Stock

Bangalore Investment：When Is The Right Time To Buy Stocks： Complete Guide – Forbes Advisor INDIA

When Is The Right Time To Buy Stocks： Complete Guide – Forbes Advisor INDIA

Stock traders rely on short-term price movements to drive profitsBangalore Investment. Knowing the best time to buy stocks throughout the trading day can help active traders create and execute a more successful trading strategy.

Stock prices fluctuate throughout the trading day based on market sentiment.

A favorable earnings report might send a stock’s price higher, boosting investor demand almost as soon as the earnings press release drops. Conversely, negative news like some government body not approving a biotech drug candidate can spark instant selling, as investors scramble to offload that biotech stock to limit their losses.

Seasoned traders know that certain times of the trading day offer better buying and selling opportunities than others. Here are the key characteristics of each part of the trading day, and a look at why they are the best times to buy or sell stocks.

The Indian stock market has this unique practice known as the pre-opening session, this is followed by both NSE and BSE. It lasts for 15 minutes before the day starts. This is to check extreme volatility in the beginning of the working day. Trading can not be done during these 15 minutes.

First 8 minutes

The first eight minutes of the pre-opening session are used for the following things:

Placing, selling or canceling orders in the equity segment only.

Orders in the equity segment can also be canceled and modified.

Regular intraday and delivery orders can only be placed.

After 9:07 a.m. no orders can be placed, till the end of the pre-opening session.

Orders placed during these minutes at times do not go through, so if the order is canceled and one gets a notification then it has to be booked again.

The opening bell rings at 9:15 a.m. IST, which begins cash trading in the Indian stock market. Stock prices typically see dramatic moves right after the open. The reasons may vary, but two of the most common causes of price volatility at this time include:

Overnight news. Company news that breaks after the closing bell on the prior day often drives after-hours trading. These trades are settled after the open, which can drive big gains or losses in stock prices.

Morning headlines. Similar to overnight news, new headlines before the open can drive plenty of pre-market trading, with similar effects as overnight news.

Professional traders know that the stock market open is one of the best times of the day to buy and sell stocks. In fact, traders often refer to the market open as being full of “dumb money”—a harsh phrase used to describe those who buy or sell at the worst possible times, usually on the heels of a bombastic early morning headline.

Traders know the price-moving news is old by the time the market opens. So they can buy and sell during these first few minutes and hours with the full knowledge that stock prices typically stabilize by midday.

The upshot: Early market trading between 9:15 a.m. and 10:30 a.m. —sometimes as late as 11:30 a.m. —is the best time to

After the morning mayhem, price movements and trading volume tend to settle down. Company news released during the midday or afternoon hours seldom creates the volatility seen after the open.

Without trading volume to drive strong price movements, plus a general lack of price-moving news, the hours between 11:30 a.m. and 2 p.m. IST don’t typically offer traders much profit potential.

The upshot: Mid-day trading hours between 11:30 a.m. and 2 p.m. IST aren’t the best times to buy and sell stocks for most traders, since stock prices tend to be more stable.

During the closing hours of the share markets trading ceases completely, the 3:40 p.m. to 4 p.m. IST time slot is for equities traders, and here’s what is done:

Orders in the equity segment can only be bought and sold.

CNC or delivery trading is the only way trade is done in the equity segment during these hours.

The price of every equity is going to be the same as it was at the time of the closing at 3:40, and will not rise or fall till the next day.

For anything else, the market is closed.

The upshot: During the market closing session the market ceases from 3:40 p.mSurat Investment. to 4 p.m., but the delivery trading is on and if an investor finds out a particular equity whose price has considerably fallen, then it can be done at ease as the price will not rise till the next day.

Dan Casey, investment advisor and founder of Bridgeriver Advisors in Bloomfield Hills, Michigan, says that Mondays offer some of the best conditions for buying and selling stocks.

“It’s because of the long span between trading opportunities where news, bad or good, can come out and affect certain stocks or industries,” he says.

Between the closing bell on Friday and the opening bell on Monday, a lot can happen that could cause the price of a stock to rise or fall. Unlike weekdays, when there’s only a few hours worth of news to affect stock prices, two days of news and events can fuel pre-market trading before the opening bell on a Monday.

The upshot: Experienced traders often view Monday as the best day of the week to buy and sell stocks because of the time and pent-up demand since the last trading session the previous Friday.

Traders often want to add to positions they already hold, and they are willing to wait for the right time to score a bargain on more shares.

When a stock slips from a recent high due to company news or market sentiment, and inexperienced investors scramble to sell, experienced traders may use the opportunity to scoop up shares.

This strategy is called buying the dip. Traders add to their holdings at a favorable price, often lower than shares they’ve previously purchased. Over time, buying the dip helps traders lower the average price paid for all shares they own of a company, making the entire position more profitable.

You can buy the dip during any of the best times of the day or week to buy stocks. While it’s not a strategy used by all traders, it can prove beneficial for traders looking to increase their long-term returns on a position.

While knowing the best times of the day to buy and sell stocks can help you navigate the market day, it’s not enough to build success as a traderMumbai Wealth Management. Instead, successful traders have a strategy that guides their overall portfolio and every transaction they make.

These five tips can help you shape a trading strategy to better capitalize on market fluctuations instead of being the investor who creates those market fluctuations with poor timing.

Use technology to keep a track of the stock price. Use of moving averages can be used to track the fluctuations in the price.

Set goals. Know what you want to achieve with your portfolio before you start trading. Your goal can be a specific rate of return, a certain dollar amount in gains or even a better understanding of a particular market sector.

Speak with a tax professional. When you’re an active trader in a taxable brokerage account, you’ll be subject to short-term capital gains taxes, which will impact your net returns. A little tax knowledge can help you avoid costly trading mistakes.

Know your limits. The best traders hope to be right more than wrong. It’s important to have rules for handling losses, so you don’t imperil your other financial goals.

Don‘t forget to diversify. You don’t want your entire portfolio in upheaval during active trading hours. Diversification can help you find gains even when entire sectors are in a downturn.

While there are better times to buy stocks, most investors are likely better sticking to a long-term buy-and-hold strategy than market timing strategies best left to professional traders.

Hyderabad Wealth Management

Lucknow Stock：Top Performing Blue Chip Stocks to Buy in NSE India (2024)

Top Performing Blue Chip Stocks to Buy in NSE India (2024)

Blue chip stocks are a publicly traded stock that is part of a well-established and financially sound company. These stocks are typically known for their stability, consistent growth, providing regular dividend payouts, and strong brand recognition. As they are less resistant to fluctuation in the economy and less volatile, these stocks are a safe choice if you’re looking to build an investment portfolio for the long-term.

The term ‘blue chip’ is derived from the game of poker, in which blue chips are the most valuable chips.

Here are the top 10 blue chip companies in India sorted according to their price to intrinsic value rank:

Note: The data on this top-performing blue chip share list was taken on 23rd October 2024. Apply the following filters on Tickertape Stock Screener to get this list:

Stock universe – Nifty 50 Market capitalisation – Large capPercentage Buy Reco’s – HighPrice to Intrinsic Value – Sorted from highest to lowest

Intrinsic value is its fair value as far as you or the analyst is concerned. High intrinsic value signifies the stock is underpriced, whereas low value signifies that the stock is overpriced on the bourse.Lucknow Stock

🚀 Pro Tip: Utilise Tickertape’s Market Mood Index to gauge market sentiment and make informed investment decisions based on real-time market data and trends.

Discover Blue Chip Investments Through smallcase!

Did you know that you can invest in readymade stock portfolios managed by SEBI-registered experts?

But first, what is a smallcase?

smallcases are modern investment products that help investors build low-cost, long-term & diversified portfolios with ease. A smallcase is a basket or portfolio of stocks/ETFs representing an idea – an objective, theme, or strategy. They are created and managed by SEBI-registered experts.

With over 500 smallcases to choose from, here are some of the most popular smallcases you can check out if you are interested in large-cap stocks:

Note: The smallcases are mentioned only for educational purposes and are not meant to be recommendatory. Investors must conduct their own research and consult a financial expert before making any investment decisions.

Disclosures for the Blue-Chip Value Mix smallcaseDisclosures for the Large Cap Momentum (AUM) smallcase

Here are brief overviews of the companies on the list of blue chip stocks in India with price:

Adani Enterprises Limited (AEL), the flagship company of the Adani Group, incorporated on 2nd March 1993, has established several unicorns, including Adani Power, Adani Transmission, Adani Ports & SEZ, Adani Total Gas, and Adani Green Energy.

As of 23rd October 2024, the company had a market capitalisation of Rs. 327,273.72 cr., and its share price closed at Rs. 2835.55. Furthermore, its PE ratio is 101.02, and its percentage buy reco’s is 100.00%. The company has a price-to-intrinsic value rank of 94.85.

Bharat Electronics Limited (BEL), founded in 1954 under the Ministry of Defence, caters to the specialised electronic needs of India’s defence sector. Over the years, the company has expanded into manufacturing various civilian products. Key customers in India include the Department of Telecommunication, Paramilitary Forces, Railways, DRDO, and the Election Commission of India.

As of 23rd October 2024, the company had a market capitalisation of Rs. 196,377.21 cr., and its share price closed at Rs. 268.65. Furthermore, its PE ratio is 49.29, and its percentage buy reco’s is 77.27%. The company has a price-to-intrinsic value rank of 77.21.

Adani Ports and Special Economic Zone Limited (APSEZ), India’s leading private port and SEZ enterprise, began as Gujarat Adani Port Ltd (GAPL) on 26th May 1998 to develop a private port at Mundra on India’s west coast. The company focuses on developing, operating, and maintaining port infrastructure, including port services and related projects.

As of 23rd October 2024, the company had a market capitalisation of Rs. 289,555.82 cr., and its share price closed at Rs. 1340.45. Furthermore, its PE ratio is 35.70, and its percentage buy reco’s is 93.33%. The company has a price-to-intrinsic value rank of 76.1.

Reliance Industries Limited, an Indian multinational conglomerate based in Mumbai, was founded in 1958 by Dhirubhai Ambani as Reliance Commercial Corporation, a small textile manufacturing unit.

As of 23rd October 2024, the company had a market capitalisation of Rs. 1,811,341.94 cr., and its share price closed at Rs. 2677.05. Furthermore, its PE ratio is 26.02, and its percentage buy reco’s is 80.00%. The company has a price-to-intrinsic value rank of 65.32.

The State Bank of India (SBI), established on 1st July 1955, is an Indian multinational public sector bank and financial services provider headquartered in Mumbai. It holds about 25% of the Indian banking market and serves over 480 million customers.

As of 23rd October 2024, the company had a market capitalisation of Rs. 701,475.13 cr., and its share price closed at Rs. 786. Furthermore, its PE ratio is 10.46, and its percentage buy reco’s is 76.92%. The company has a price-to-intrinsic value rank of 64.83.

Oil and Natural Gas Corporation (ONGC), India’s largest crude oil and natural gas producer, was founded by the Indian government on 14 August 1956. Established to boost India’s crude oil output through oil exploration, ONGC has discovered 8 of the country’s 9 producing basins.

As of 23rd October 2024, the company had a market capitalisation of Rs. 340,736.86 cr., and its share price closed at Rs. 270.85Jaipur Investment. Furthermore, its PE ratio is 6.92, and its percentage buy reco’s is 75.00%. The company has a price-to-intrinsic value rank of 62.5.

Mahindra & Mahindra (M&M), the flagship company of the Mahindra Group, was founded in 1945 as ‘Mahindra & Mohammed’, initially focusing on steel trading. In 1948, it rebranded as Mahindra & Mahindra. The company launched its IPO on 15th June 1955 and was listed on the Bombay Stock Exchange (BSE) in 1956, followed by the National Stock Exchange (NSE).

As of 23rd October 2024, the company had a market capitalisation of RsChennai Investment. 334,852.68 cr., and its share price closed at Rs. 2793.5. Furthermore, its PE ratio is 29.72, and its percentage buy reco’s is 94.29%. The company has a price-to-intrinsic value rank of 59.31.

Coal India Limited (CIL), founded on 1st November 1975, operates as a leading central public sector enterprise under the Ministry of Coal, Government of India. Headquartered in Kolkata, CIL is the world’s largest government-owned coal producer and employs approximately 2,72,000 people, making it the 9th largest employer in India.

As of 23rd October 2024, the company had a market capitalisation of Rs. 292,174.95 cr., and its share price closed at Rs. 474.1. Furthermore, its PE ratio is 7.81, and its percentage buy reco’s is 75.00%. The company has a price-to-intrinsic value rank of 59.07.

Larsen & Toubro Ltd (L&T), an esteemed Indian multinational conglomerate, actively engages in engineering, construction, manufacturing, technology, information technology, and financial services. Founded in Mumbai with its technical services headquarters in Chennai, L&T ranks among the world’s top five construction firms.

As of 23rd October 2024, the company had a market capitalisation of Rs. 475,115.74 cr., and its share price closed at Rs.3455.4. Furthermore, its PE ratio is 36.38, and its percentage buy reco’s is 85.29%. The company has a price-to-intrinsic value rank of 57.6.

Axis Bank, established in 1994, is one of India’s pioneering new-generation private sector banks. Promoted in 1993 by the Specified Undertaking of Unit Trust of India (SUUTI) (formerly Unit Trust of India), along with General Insurance Corporation of India (GIC), Life Insurance Corporation of India (LIC), and other insurance companies, Axis Bank went public with its IPO in 1998.

As of 23rd October 2024, the company had a market capitalisation of Rs. 358,985.98 cr., and its share price closed at Rs.1160.4. Furthermore, its PE ratio is 13.61, and its percentage buy reco’s is 78.57%. The company has a price-to-intrinsic value rank of 54.17.

Blue chip companies are market leaders in their respective sectors and are very popular among investors. This is because they are well-established and reputed companies with strong financial resources to fend off tough times like recession, inflation, etc., and pay regular dividends to their investors.

Blue chip stocks in India are known for their stability and reliability, making them an attractive option for investors. Here are the key features that define these blue chip stocks India:

Blue chip stocks typically provide regular dividends, usually every quarter. This consistent income stream reflects the financial stability of these well-established companies, offering investors a sense of security.

These companies possess substantial capital, allowing them to fulfil financial obligations easily. Their strong credit ratings signify reliability, making their blue chip in stock market low-risk investments.

Issued by financially stable companies, blue chip stocks, including top blue chip stocks, carry lower risk compared to other equities. Investors can further mitigate risk through portfolio diversification.

Blue chip stocks are generally suited for long-term investments, often requiring a horizon of over seven years. This extended timeframe aligns well with strategic financial planning and growth objectives.

While blue chip companies may have reached their peak growth potential, they continue to show slow yet steady growth over time. This characteristic makes them attractive for investors looking for reliable capital appreciation.

Blue chip companies are often well-known and respected within their industries. Their strong brand presence contributes to consumer trust and loyalty, further enhancing their stability.

These companies have weathered various market fluctuations and crises, demonstrating resilience and maintaining a robust reputation. Their strong balance sheets reflect consistent profitability and effective management.

In India, gains from blue chip stocks fall under Section 80C of the Income Tax Act. For short-term capital gains (assets held for less than 36 months), the tax rate is 15%. For long-term capital gains (assets held for more than 36 months), the tax rate has been revised to 12.5%, effective from 23rd July 2024, for gains exceeding Rs. 1 lakh in a financial year​. This structure makes blue chip stocks a tax-efficient investment choice.

Blue chip companies have been in the market for a long time and have witnessed growth over the yearsJaipur Wealth Management. You can identify blue chip stocks by filtering out stocks based on ‘5-yr historical revenue growth.’

With strong balance sheets, established business strategies, etc., blue chip companies offering stocks can easily meet their financial obligations, making them creditworthy among investors.

Companies that offer blue chip stocks have survived market cycles and economic downturns. Therefore, on Tickertape Screener, blue chip stocks, including top 50 blue chip stocks in India, bear the ‘Low Risk’ tag.

Blue chip stocks have demonstrated a good track record of paying consistent dividends to their investors over the years.

Blue chip stocks are not highly influenced by market volatility. Therefore, events that can shatter the market don’t dictate the price of these stocks.

Apart from their impressive track record of yielding dividends, here are some other reasons why you should invest in blue chip stocks –

Blue chip companies are well-established entities, and hence, their stocks, including the top 5 blue chip stocks, are considered relatively safer.

Many blue chip companies form part of benchmark indices such as Nifty 50, Nifty 100, and Sensex.

Blue chip companies often have a strong cash flow. However, this doesn’t mean the cash flow has to be positive. A negative cash flow can mean good when the company uses it for productive purposes such as funding expansion, which is a good sign too.

Blue chip stocks are ideal for investors with a long-term horizon, preferably 5 to 7 years. In the table above, all the listed blue stock companies have generated substantial returns for investors over a long period.

Investing in blue chip companies in India offers a variety of advantages that make them an attractive option for investors seeking stability and growth. Below are some of the key benefits:

Stable and Regular Dividends: Blue chip stocks are renowned for providing consistent returns through dividends, which are usually paid quarterly. This stability is particularly valuable during fluctuating market conditions, offering investors a reliable source of income.Opportunity to Achieve Financial Goals: With an investment horizon typically exceeding seven years, blue chip stocks give investors ample time to accumulate wealth. This long-term perspective facilitates the creation of a robust financial corpus, enabling individuals to meet their financial aspirations effectively.Portfolio Diversification: Blue chip companies often operate across multiple sectors and revenue streams, which mitigates the impact of economic downturns. This diversification helps investors spread their risk, making blue chip stocks a safer addition to their portfolios.Liquidity: The high market reputation and creditworthiness of blue chip companies enhance their stock values. This characteristic ensures that investors can easily buy and sell these stocks in the market, providing them with the liquidity necessary to manage their investments efficiently.

Investing in blue chip stocks in India is often seen as a stable choice, but it is essential to know the potential risks associated with this investment strategy. Here are some key risks to consider:

Slow Growth Rate: Blue chip companies are typically well-established and mature, which can lead to slower growth compared to smaller, high-growth firms. Investors may need patience, as capital appreciation may not be as rapid, even in the best blue chip shares.Low Dividend Yields: Although blue chip stocks in Nifty 50 are known for their reliability, they may offer lower dividend yields due to their slow growth rates. This can be disappointing for income-focused investors who depend on regular dividend payments.Comparative Expense: The high demand for blue chip stocks—from their perceived stability and low risk—often results in elevated market prices. This can make them comparatively expensive when viewed alongside similar-sized stocks, potentially impacting the value of future returns.Dividend Cuts: While blue chip stocks, including the top 25 blue chip stocks, seek consistent dividends, there is no guarantee that these dividends will be maintained. Economic fluctuations or company-specific challenges can lead to reductions or eliminations of dividends, which may significantly affect investors relying on this income.Overvaluation Risks: In times of market uncertainty, investors may flock to blue chip stocks, driving up their prices and leading to potential overvaluation. This can limit future returns and increase the risk of a market correction, where the stock’s price may fall sharply, negatively impacting investors.

Investors seeking alternatives to blue-chip stocks in India may consider the following options:

Real estate in India remains a lucrative investment avenue, offering both income through rentals and potential capital appreciation. Investors can diversify into residential or commercial properties, with opportunities to buy, sell, or lease. While the market may not be as fast-growing as before, it still offers long-term stability and growth prospects, making it a viable alternative to blue-chip stocks.

ETFs are a collection of securities that trade on exchanges, similar to stocks. They offer exposure to various asset classes, including equities, bonds, and commodities, with lower risk compared to direct stock investments. ETFs typically have lower expense ratios and are available in various forms, such as Gold ETFs, Bank ETFs, or International ETFs, providing a flexible, diversified investment choice.

For risk-averse investors, fixed deposits are a safe option, offering assured returns over a fixed tenure. FDs come with the added benefit of tax savings under specific conditions and provide liquidity through loans against deposits. This option is suitable for both short-term and long-term investment needs, offering stability without market volatility.

Government bonds are debt securities issued by the Government of India and are considered one of the safest investment options. These bonds provide fixed returns and are monitored by the Reserve Bank of India (RBI). They are ideal for conservative investors looking to diversify their portfolios with low-risk, fixed-income instruments while also availing tax benefits in some cases.

Here are a few key factors to consider when investing in blue chip stocks in India:

Blue chip shares to buy are generally associated with companies that have a market capitalisation of over Rs. 20,000 cr. This large size often reflects their established position in the market. Understanding market capitalisation can provide insights into the stability and scale of these companies, making them significant players in their respective industries.

Analysing a company’s financial health is essential in assessing its stability and long-term viability. Key financial documents, such as balance sheets and profit and loss statements, offer a view into how the company manages its finances. In particular, a lower debt-to-equity ratio is often interpreted as a sign of sound financial management.

Metrics like Return on Assets (ROA), Average Rate of Return on blue chip stocks, and Return on Equity (ROE) highlight how effectively a company utilises its resources. ROA measures how well a company generates blue chip stock returns or profit from its assets, while ROE shows the returns generated on shareholders’ equity. Both indicators provide a deeper understanding of the company’s financial efficiency and profitability over time.

The performance of blue chip stocks during economic downturns can be particularly revealing. Blue chips often maintain resilience in difficult market conditions, offering a window into their ability to navigate future challenges. Studying past performance provides a broader context for their market behaviour over time.

Many blue chip companies distribute a portion of their profits as dividends, which can appeal to investors seeking regular income. By exploring the dividend yield, one can understand how much income these companies typically return to shareholders compared to the stock’s price. This provides an additional perspective on the stock’s potential to offer returns beyond capital gains.

Although blue chip stocks are known for stability, their growth tends to be gradual. Investigating the future growth potential of a company, such as its expansion plans or innovations, helps to understand whether these stocks still offer significant growth opportunities, especially as they are often closer to their peak market value.

Valuation plays a crucial role in understanding whether a stock is priced appropriately. The intrinsic value, which estimates the stock’s worth based on financial history and future earnings potential, serves as a comparison point to the market price. This concept provides a clearer view of whether the stock might be undervalued or overvalued.

The future of blue chip stocks in 2023 in India looks promising, as blue chip companies have strong business models and impressive track records of returns for investors. These returns often include regular dividend payments, making blue chip stocks top-rated among conservative investors. Even risk-tolerant investors should consider buying blue chip stocks to diversify their portfolios better and provide some stability during turbulent stock market periods.

Ahmedabad Stock

Hyderabad Investment：Donald Trump trademarks ‘Make America Great Again’

Donald Trump trademarks 'Make America Great Again'

Trademark applications typically take a long time to process. Trump only received the “Make America Great Again” trademark in July of this year.

Here’s where it gets interesting: The trademark is specifically for “political action committee services.” In other words, it doesn’t say anything about hats, T-shirts, etc.

Ever since Trump started sporting his red hat in early August with “Make America Great Again,” it’s become a hot seller online. And not only on Trump’s website.

Supporters can buy the hat — in numerous different colors — for $25 directly from Trump’s campaign merchandise website. Or they can get a ripoff version from thousands of other sellers for as little as $4.99.

Trump has had enough of the copycats. Now he’s getting his lawyer involved.

One of his first targets is CafePress, a popular website where people can print T-shirts, coffee mugs and other garb. The company received a “cease and desist” letter from Trump’s lawyer at the end of September.

Trump’s legal team made it very clear there would be a lawsuit against CafePress unless the site stopped peddling “Make America Great Again” merchandise.

“This isn’t about money. This is about protecting one’s brand and trademark,” Trump’s lawyer Alan Garten told CNNMoney.

CafePress hasn’t issued an official response, but it’s telling that there used to be hundreds, if not thousands, of items available on CafePress with Trump’s motto. Searching the site now for that slogan returns nothing with that exact phrase.

Trump has repeatedly stressed that he’s a billionaire who is self-funding his campaign and doesn’t need outsider’s money. But he has also made it clear that he knows how to build a brand. He’s made a lot of money licensing the Trump name on everything from hotels to ties.

Now he’s ready to do the same with “Make America Great Again.”

To clear up any confusion, Trump applied for another trademark on August 13. This one spells out that the trademark covers bumper sticks, T-shirts, tank tops, campaign buttons, caps and hats, baby clothing, blogs. The list goes onHyderabad Investment. It could take months, if not years, for that trademark to be approved.Agra Investment

In the meantime, legal experts say Trump may still have a valid case against CafePress and other sellers.

Paul Callan, CNN’s legal analyst and a former media law professor, says Trump’s lawyers can likely build a solid case that America now associates the phrase “Make America Great Again” with Trump, similar to the way people associate “Just Do It” with Nike.

“In the public mind, [Trump] has a legitimate argument that the phrase has a commercial secondary meaning,” says Callan.

For now, Trump’s lawyer says the campaign will “selectively” enforce trademark rights.

CafePress is hardly the only site with copycat Trump gear. There are over 200 items for sale with Trump’s campaign slogan on Etsy, () over 2,000 on Amazon () and over 4,000 on eBay. ()

When asked for comment, an Etsy spokeswoman said the company “takes intellectual property and copyright concerns very seriously” and that the site “removes items when we have proper notice.” Amazon and eBay did not respond to requests for comment.

Trump isn’t the first to trademark campaign materials. Obama’s campaign applied for trademarks for the rising sun logo, among others.

In this election cycle, Republican Ben Carson also sent a cease and desist letter to CafePress for alleged violation of trademark and copyright.

Kolkata Investment

Hyderabad Stocks：Uniphore inaugurates India AI Innovation Hub in Chennai

Uniphore inaugurates India AI Innovation Hub in Chennai

IIT Madras incubated Uniphore, one of the world’s largest AI-native companies, on Wednesday inaugurated its India AI Innovation Hub at IIT Madras Research Park in Chennai. The Centre will work on areas like Enterprise Artificial Intelligence (AI), Emotion AI and generative AI across voice, video, textual and tonal data to make the enterprise more human, according to a release.

“We want to lead the AI ecosystem in Chennai,” Umesh Sachdev, co-founder & CEO of Uniphore, told businessline.

Giving an example of the company’s application being used in an enterprise, Sachdev said if a person calls a telecom operator complaining about a variation in the bill amount, the agent in the call centre usually puts the call on hold; checks the system and tells the customer that the variation was due to delayed paymentHyderabad Stocks. However, it will be reversed being a loyal customer.Varanasi Stock

However, dealing with the same issue with Uniphore’s Co-Pilot application, the moment the person finished complaining to the agent about the variation in the bill amount, the AI would have understood the issue; searched the system to find the reasons and reversed the amountKolkata Wealth Management. The AI would have also alerted the agent with an alert that the reversal had been done.

What could usually been an 8-9 minute conversation, it was less than three minutes using AI. For the customer, it would be a tremendous experience and for the company, the agent could attend a larger number of calls in a day using AI, he said.

In India, the demand for AI is coming from across many sectors, including government. People want to lead in AI, he said “Right from the Prime Minister Narendra Modi to the IT Ministry in the Centre and the IT minister in Tamil Nadu, everybody is talking about AI. India is looking to lead the AI, not follow,” he said.

Nearly 16 years ago, Uniphore was given a small lab at IIT Madras and the venture was started with a small vision and idea of using AI to connect humans with the Internet. Today, coming back to the city to open the AI Innovation Hub is a major milestone, he said.

Uniphore globally services over 1,500 enterprise customers; with over 750,000 users in those enterprises in 20 countries covering 13 different industries. It has around 1,000 employees globally, including 200 in Chennai and 160 in Bengaluru, he said.

Chennai Stock